Russia is being plundered openly, impudently, triumphantly - with such voluptuousness only a victor ruins a defeated sworn enemy.

We tolerate a government that fraudulently, treacherously robbed the country, made it impoverished.

Remember from which hells billionaires, oligarchs, the largest owners of property came to Russia?

How and who created them as billionaires, having robbed the peoples of Russia to the ground?

The scam of the Russian Government itself laid the foundation for everything, when a consortium of commercial banks consisting of Inkombank, Oneximbank, Imperial Bank, Capital Savings Bank, Menatep Bank, Joint-Stock Commercial Bank International Financial Company was issued to the Government of the Russian Federation a loan of 650 million dollars, having received as collateral the eleven largest, super-profitable enterprises Yukos, Norilsk Nickel, Sibneft, Lukoil ...

Everything is decent at first glance: the consortium received enterprises from the state for trust management, the state received a loan from the consortium, promising to repay the loan in a year and return the enterprises to itself.

In fact, the authorities conspired with the bankers. Before the banks gave the state a loan of $650 million, the Ministry of Finance of the Russian Federation placed in these banks almost the same amount, more than $600 million, the so-called "free foreign exchange funds of the federal budget."

There was no need for the state to borrow money from anyone!

As the auditors of the Accounts Chamber concluded:

“Banks actually “credited” the state with state money. The Ministry of Finance of Russia previously placed funds in the accounts of banks participating in the consortium in an amount practically equal to the loan, and then this money was transferred to the Government of the Russian Federation as a loan secured by the shares of the most attractive enterprises.

The government initially had no intention of buying back the most precious pieces of its economic system.

As a result, “banks that “credited” the state were able to become the owners of the blocks of shares of state enterprises that were pledged to them.”

Since that day, we have been doing something unprecedented, unthinkable in world practice: natural rent goes to the owners and managers of mining companies.

They appropriate up to 85% of the profits, although in the main oil-producing countries the state's share in oil revenues is at least 60%, up to 90%.

We give a handful of individuals 85% of the nationwide natural resource rent.

The result for the country is tragic. If the Soviet Union, while extracting 600 million tons of oil, sold abroad a maximum of 134 million tons, and the petrodollars received were enough not only for the needs of the gigantic Soviet Union, we fed and armed half the world with this money, now, with the extraction of 453 million tons of oil, we sell almost twice as much - 240 million tons, and the country is in a shameful, murderous poverty.

97% of the enterprises of pulp and paper products flowed into private hands, of which the most promising, export-oriented, producing products of deep wood processing, were controlled by foreign capital, and the proceeds from the privatization of timber enterprises did not exceed 2% of their real value.

According to the documents of the Accounts Chamber, the state treasury missed 115 million dollars in only one transaction for the sale to the Americans of a controlling stake in the Novomoskovskbytkhim production association.

The price of a block of shares in OAO Tyumen Oil Company was underestimated by at least $920 million.

The state treasury received less than 309.3 million US dollars from the sale of the shares of OAO Oil and Gas Company Slavneft, while the lost profit of the federal budget amounted to about 220 million US dollars.

Objects of federal property, located in prestigious districts of Moscow and St. Petersburg, went into private hands at prices not exceeding the rent for one, maximum two years.

An-72 aircraft were sold at prices 6 times cheaper than their residual book value ...

According to the Ministry of the Interior, 52,938 privatization-related crimes were uncovered between 1993 and 2003.

On the part of representatives of state bodies, the crimes were expressed in the abuse of official powers in the interests of commercial structures in order to obtain personal gain, which led to "real losses in the field of ensuring the country's defense capability and national security."

Can anyone believe in the stupidity or oversight of the authorities, when in one year, under an accelerated and simplified scheme, all the enterprises of the jewelry industry in Russia and the main part of the gold mining facilities are privatized, like ... producers of consumer goods?

As a result of hasty and unjustified privatization, such unique successful enterprises as the Kaliningrad Amber Combine were destroyed, plundered, and declared bankrupt.

Having checked the Prioksky Non-Ferrous Metals Plant, the Accounts Chamber found that at the time of the transformation of the federal state unitary enterprise into an open joint-stock company, the assets of the plant “forgot” to include the remains of precious metals acquired at the expense of the USSR Ministry of Finance, among the “forgotten”, lying around in the corner, rolled into the crack ... 5,400 kilograms of gold! ..

In 1996, more than 1,000 enterprises worked in the domestic gold mining industry, now the state has only 33 left, of which 11 are mines and mines, which account for less than 1% of gold mined in Russia.

In the same way, violating the interests of the state, the country's diamond mining complex was privatized.

There are no state representatives on the boards of directors of privatized enterprises for the production, mining and processing of precious metals, precious stones, neither from Roskomdragmet, nor from the Ministry of Finance, nor from the Gokhran of Russia, despite the fact that, according to the Law, the state monopoly remains on precious metals and stones.

Russia went to the cut!

From the sale of 145,000 enterprises, the share of income in the budgets of the regions rarely exceeded 1%.

These were public enterprises, only the people got nothing from them.

According to the all-Russian study "Savings of the population of the Russian Federation", conducted by the Institute of Socio-Economic Problems of Population of the Russian Academy of Sciences in 1996, 71% of residents belonging to the poorest strata owned only 3.3% of all monetary savings, while as the 5% rich and very rich owned 72.5% of savings.

Of these, 2% of the “very rich” accounted for 52.9% of all savings of the Russian population.

Since then, the rich have only gotten richer, the poor have only gotten poorer. The government is not going to change anything.

An attempt by the Accounts Chamber to discuss privatization materials at a meeting of the State Duma was immediately stopped by the President of Russia.

The publicity of the murderous facts of the plunder of the country could cause a powerful wave of indignation and prevent Putin and Chubais from completing the energy reform when the country loses cheap, naturally given electricity, the basis of the life of the state, the majority of whose inhabitants are well aware of what frost is.

All of Russia with all its riches - as if through fingers, but not at all from the fact that the power of the krivoruka was inept.

Everything is much simpler and more terrible: if people in power, all these Putins, Chernomyrdins, Kasyanovs, Fradkovs, the Russian goods entrusted to them, are clenched in a businesslike manner in a fist, not allowing the country's wealth to slip out of their hands, they will remain without power, after all, not for To them the power was given to preserve and increase Russia, to them the power was given to plunder Russia, to spray it, to let it into ruin.

A tiny note in the Kommersant business newspaper:

"Vnesheconombank (VEB), on behalf of the Ministry of Finance of the Russian Federation, made payments to repay and service debt to countries - members of the Paris Club of creditors for a total amount equivalent to $ 2,440.46 million."

All this without comment, as if by the way.

To whom, for what did Russia pay off another two and a half billion dollars?

Why have we been sucked out of us for the second decade, extorted billions and billions of dollars?

For what debts? Who, for whom, for what purpose did they take them?

Not for business - that's for sure, and for sure, that it is not for the development of the country.

The World Bank, for example, allocated money to us, according to the “management of the natural environment” project approved in 1995 - what it means to manage the natural environment is not deciphered in the document, and we are not interested in the project itself, we are interested in what is under this project , according to the agreement with the World Bank, Russia received $5.3 million and has to return $17.7 million.

We take 5.3 - we give 17.7!

The Accounts Chamber found that in the same 1995, the World Bank concluded another agreement with the Chernomyrdin Government to provide Russia with 110 million dollars, now for "environmental management."

Initially, half of the gigantic amount was intended for "technical consultations of foreign experts" on how we, Russians, manage the environment on our Russian soil.

But when Russia asked the World Bank for a loan of 33 million dollars for a specific project - cleaning the waters of Lake Baikal in the area where the Baikal Pulp and Paper Mill is located - they refused, immediately offering to send foreign consultants, for which the World Bank is ready to give a loan ...

In 2002, the Russian government informed the World Bank that it did not need further loans.

After that, the best friend of our President, as Putin himself calls him at the meeting, World Bank President James Wolfensohn warned Moscow that "further delay in the use of loans will spoil relations between the parties."

Putin immediately ordered to take a loan of 300 million dollars from the World Bank (“Soviet Russia”, 01/29/02), and in January 2004 he awarded James Wolfensohn with the Order of Friendship “for his great contribution to strengthening international cooperation” ...

http://sv-rasseniya.narod.ru/booki/Russia_killing_verdict/14.html

Eighty percent of Russians are either poor, destitute or somewhere in between

Director of the Institute for Globalization Problems Mikhail Delyagin commented on the data of a recent survey by the Levada Center. Recall that sociologists reported that in Russia this year the share of the least well-to-do part of the population increased from 7 to 9%. These people do not have enough current income even for food.

Delyagin emphasized that, in general, the improvement of the social structure of society continues:

“The increase in the share of the poor occurred due to the reduction in the share of the borderline between the poor and the poor part of society, which have enough current income for food, but not for clothes, from 31 to 22%. This is the maximum decline since the beginning of liberal reforms. In turn, the proportion of poor people who have enough money for food and clothing, but not for durable goods, has increased from 46 to 49%.

“This is a new social majority: one can say that Russia has begun to recover from Gaidar's reforms, thanks to which the poor have become the majority,” Delyagin said.

The share of Russians with middle-class consumption—who have enough current income to buy durable goods but not a car—also rose from 16% to 19%. Let me remind you that in 2000 there were only 4% of them.”

According to Mikhail Delyagin, the increase in the share of the poor "is most likely a statistical fluctuation, and not the beginning of a new trend." He believes that “we must also take into account the ongoing process of adaptation to the market: people continue to find ways to reduce the cost of consumption, developing new segments, contrary to the general trend of rising prices.”

A well-known Russian economist emphasized that “in this regard, Russian society has retained a demand for justice, which the current ruling party is unable to satisfy and which, despite temporary stabilization, ensures the country’s disruption into a systemic crisis.”

For 40% of the population of Russia, the standard of living is still 2 times lower than it was in the early 90s. Although, as the authors of the report "The level and lifestyle of the population in 1989-2009", The well-being of Russians has increased by an average of 30% over the years of market reforms. That's just the word "average" spoils everything. I counted something at my leisure, and so the Luzhkov family in 2009. officially received an income equal to half the budget of the Altai Territory, no one knows about the unofficial one, so it turns out "an average of 30%"

It’s great to consider for our references both the standard of living and income growth and the average salary in the country. State experts, as it turned out, considered the so-called composite index of well-being. It turned out that the average monthly income in 2009 could buy goods and services 45% more than twenty years ago.

Here are some calculations made by experts: Today's income can buy 171 half-liter bottles of vodka, while before it was possible to buy only 33 bottles. Cigarettes "fell in price" relative to income by 3.2 times, domestic cars - by 2.3 times. At the same time, food per capita can be bought only 1.26 times more. Finally, housing and communal services have become three times less accessible relative to the average per capita income.

It should be noted such a feature of these calculations - the average salary for the country is taken, and you have seen a lot of pensioners who receive 20 thousand, and how many people work for 4300 rubles. per month. State experts do not publish and what products can be bought for an average salary of 1.26 times more, as they always considered barley porridge and noodles and bread, that is, no one considered the quality of food. The only thing with which the state experts are honest is with vodka - at least get drunk, but there’s nothing to eat.

After that, everyone wonders why our population is dying out, because the standard of living is growing according to statistics, of course, if you use such statistics, you can count anything you want, but these statistics do not reflect the real state of affairs.

We can definitely say that the standard of living has only declined over the years of market reforms. Where has it been seen that a family consisting of 3 people (1 child and two parents), and both parents work in complete poverty, what statistics and calculations can we talk about when about 80% of the population does not live, but survives, barely earning a living? a piece of bread and a roof over your head. I know many such families, and throughout Russia there are thousands of them. That's the truth without statistics, to whom these statistics are made, for what?

Every person and family in a difficult financial situation will simply laugh at the calculations given by extras, because in the USSR, which our democrats are so defaming, there were no working poor people.

The poverty of the working population leads to a complete lack of interest in working, and what interest can there be if many people work 2 or even 3 jobs to make ends meet. Well, nothing, last year food prices rose by 40-50%, housing and communal services increased, little went up in price, oh yes, I forgot vodka, and the salaries of the majority remained the same, but we sit in silence.

Perhaps, when there is absolutely nothing to eat, someone will wake up and be indignant at the situation of the people in the country, but for now we listen further to state statistics, how much our life has improved in 20 years and whom we should thank for this, because we can drink 6 times more, and the other is not important for the government, we drink 6 times more, we die out 6 times faster, such statistics of poverty and prosperity.

In the midst of the information war launched by the Russian media against Lukashenka, the Belarusian press, in turn, published figures of the degradation of Russia under Putin. No less terrible figures are given by the famous professor of Moscow State University Sergey Valyansky. These and numerous other data eloquently show how close the Russian Federation is to disaster. The degradation of education and the intellectual potential of skilled labor continues at a monstrous pace.

In the Russian Federation, there are 4 million homeless people, 3 million beggars, 3 million prostitutes, 6 million Russian citizens suffer from mental disorders, 5 million are drug addicts, and more than 6 million suffer from AIDS.
10,000 abortions are performed every day, while 7 million couples are childless. Over 80 thousand murders per year. Approximately 30,000 people die in traffic accidents. Near 100,000 Russians die every year from drug overdose.

Quantity more than 1 million prisoners in the country - more than in the USSR during the period of Stalinist repressions. Alcohol consumption in the Russian Federation - according to various sources, from 14 to 18 liters of standard alcohol per person per year, which is more than twice the threshold of physical degradation of the nation.
Lives in Russia 31 million children under 18. No more than 30 percent are healthy, 3.5 million are disabled, 1 million are drug addicts. There are 750 thousand orphans (more than at the end of the Great Patriotic War, when there were 678 thousand orphans). Two million children are illiterate. About five million homeless.
In Russia one and a half million officials - three times more than in the USSR. The number of officials over the past decade, according to Rosstat, has doubled. Only in the last 4 years, according to Kudrin, their number has increased by 130,000 people. About $33.5 billion is spent annually on bribes and bribing officials.
In coal mining, Russia "reached" the level of 1957, in the production of trucks - in 1937, combine harvesters - in 1933, tractors - in 1931, wagons and fabrics - in 1910, shoes - in 1900. The aviation, radio-electronic, and automobile industries have been almost completely destroyed. On the other hand, oil and gas exports grew from $76 billion in 1999 to $350 billion in 2008.
In Russia, already not the most outstanding conditions for doing business were destroyed. Business has become an attachment to administrative positions, and corruption has become the basis of all economic relations. The World Bank in 2006 put Russia on this indicator in 96th place out of 175 possible. On a ten-point scale, Russia was given 3.8 for the effectiveness of public administration, and 1.9 for legality. These are indicators of wretched African and Latin American dictatorships that have already become a thing of the past.
The ugly urbanization continues. For 20 years, 23 thousand settlements have disappeared in the Russian Federation. Against the background of a general decline in the population to 900 thousand people a year, the population of Moscow, St. Petersburg and some million-plus cities is growing rapidly, which leads to monstrous pollution of adjacent territories, the destruction of ecosystems and the transport collapse of megacities.
The infrastructure does not withstand overloads and is torn like Trishkin's caftan. It has never been in recent history that tens of thousands of residents of the Moscow region celebrated the New Year without electricity, and the accident could not be eliminated for more than a week. The authorities are terribly afraid that Moscow will be without electricity in the midst of winter frosts, as evidenced by the introduction of a state of emergency. For the system it will be the end, and for the people - a catastrophe with hundreds of thousands of victims.
The general reason for the growing wave of man-made disasters that took place in the past year and are already continuing in the coming year is loss of control over the economy in general and industrial facilities in particular. The control system should be a regulator, it is a link of direct and feedback, control. The defect of the regulator lies in the fact that today at many facilities the managers are simply incompetent people. This is clearly seen in the example of the electric power industry, where instead of specialists in the field of energy, economists who had never worked in this area were appointed to leadership positions.
Analysts warned that the time had come to act actively, and not to wait with folded arms, as there was very little time left! The collapse of the system can occur at any time. It is highly likely that this will happen within the next year, it is possible that even before the end of winter. It is practically unlikely that the system will last more than five years.
Some well-known analysts, unfortunately, hurried to predict a year ago that a new disaster at the Sayano-Shushenskaya hydroelectric power station or another major cataclysm would occur, which would result in a loss of control and the collapse of the Putin regime. This did not happen, and people's trust in forecasters has been lost. But the causes are not eliminated, they will not change the consequences and will only aggravate the consequences.
The article “Who is forewarned is forearmed” emphasized that the threat of a dramatic denouement is not a joke that someone, perhaps naively, hopes to survive in a cozy Moscow apartment or dacha outside Moscow, sitting comfortably in front of the TV. Ahead, perhaps, there will be months of anarchy and devastation, the triumph of street criminal lawlessness.
How long the crisis will last is impossible to predict. Depending on the mechanism of its launch and a number of unpredictable circumstances, this will take from several weeks to several years. The scale of losses will depend on the degree and depth of disintegration, the duration of the Time of Troubles and the ability of spontaneously formed autonomies for subsequent reintegration. A number of regions (Tatarstan, Bashkortostan, possibly Karelia) may declare independence in the very first days of the crisis. In principle, other regions where there are more or less independent and capable local elites may soon follow their example. Further national revival is possible subject to reintegration with the formation of a renewed federation or confederation. But the split of the country into dozens of conflicting "specific principalities" will mean the self-destruction of the Russian world.
In the article “The winds of change are blowing”, based on the works of famous scientists, it is substantiated that, regardless of the specific mechanisms for resolving the current situation in the Russian Federation, people are expected to live in completely new conditions.
In a crisis situation, the city very quickly becomes a trap for people trapped in it. First of all, transport networks will be paralyzed, a mass and organized exodus from the city will be impossible. Life support systems (heat supply, water supply, electricity supply, communications, etc.) will also be put out of action in the very first hours of the crisis. Those who do not have time to get out of the city on the first day of the impending X hour will practically be doomed.
If during the war people were helped to survive by stoves and wells (in fact, autonomous systems of heat and water supply), in a modern city people will be left without drinking water and without heat almost immediately. Power outages will make the situation worse. Cellular communication will be blocked in the first minutes, stationary - interrupted within a few hours. Attempts to cook and heat with open flames will inevitably lead to explosions and fires.
In a few days, there will be a threat from wild and feral domestic animals. Packs of hungry dogs and hordes of rats can cause serious damage to the life and health of the remaining people. In the warm season, due to sanitation, an intensive spread of infectious diseases will begin during the first weeks.
Money in the very first days will turn into empty "wrappers". Also, the fall of Moscow will immediately mean the cessation of supplying the regions according to the established scheme with essential products.
Looting, robbery and murder will become massive. In the face of rapidly impending famine, it will be difficult for any government to hold its ground. Colonel Colt will be Chief Justice. Ordinary population will become "feed" for armed marauders. The exceptions will be regions where governors, military and other security agencies have probably already agreed on such a case, and where the population more or less supports their rulers.
In contrast to large cities, settlements remote from regional centers will have a high degree of survival, where agricultural enterprises and related production have been preserved, where there are enough young and energetic people among the population. Those who have the opportunity to move to relatives in such areas should do so as quickly as possible.
The fate of remote rural areas will depend on the personal qualities of the heads of administrations and the entire local "elite", the heads of local departments of internal affairs, on the possibility of establishing communication and successful interaction in the first days "after X hour" with military units and other armed structures. In some territories, cooperation between army units and rural administrations can turn out to be quite productive. The life and safety of the people of the autonomous territory can only be protected by weapons, because in a crisis situation, laws and moral principles will cease to operate. So such a "spontaneous autonomy" should have a sufficient number of weapons to provide them with combat-ready people.
A separate military unit, in cooperation with the local "elite" or independently, is able to take full control of the situation in the area. Further, the protection of the territory from marauders and bandits is ensured, jobs are organized for the civilian population and arriving refugees, due to this it provides itself with food and, in the end, preserves an island of civilization. Somewhere it will work, somewhere it will not: everything will depend on the willpower of commanders and local civil activists, their wisdom, honesty and decency. In general, from the personal qualities of the future creators of the history of the XXI century.
In addition to remote rural areas, organized communities of citizens who, according to a pre-prepared plan, urgently evacuate to the countryside, united by the idea of ​​creating an autonomous anti-crisis settlement, have chances for a long-term autonomous existence. Ideally, this should be 15 to 30 families (50 - 100 people): smaller communities are easily vulnerable, larger groups become poorly managed. It is necessary to have in such a community people of different specialties, primarily military, engineering, agricultural, and medical. The viability of the community depends both on the personal qualities of all its members, and on their ability to adapt to new living conditions, as well as on the ability to resist external aggression.
And it is gratifying that there are thousands of people who have already voluntarily abandoned the ephemeral values ​​of the doomed "civilization". For decades, Russian, Erzya and Mari communities have lived in separate communities, preserving the pre-Christian faith, as well as Old Believer Christians. They do not drink, do not smoke, live in large families, being content with the most modest material benefits. Spiritual values ​​are everything for them, and material values ​​are nothing. A hundred years ago, the Old Believers were also the most educated part of the population: literacy among them was almost 100%.
Even after overcoming the acute phase of the transition period, and the acute phase will not be as gloomy as it turns out above, there will be a massive migration of people from cities to the countryside. The modern Russian Federation has long lost food independence and ingloriously lives out its days, predatory squandering scarce hydrocarbon raw materials, buying buffalo meat, kangaroo meat and low-grade (mostly) food products.
The bankrupt government leaves us a legacy of almost completely destroyed infrastructure, industry and agriculture. It will not be possible to live as before, selling off energy carriers and buying food abroad. We will have to urgently take unpopular measures, to mobilize people for the labor and agricultural front.
It is necessary to prepare for survival and building a new civilization based on environmental priorities. Most people will be forced to engage in agricultural work, and at first - mostly heavy manual labor, since there will be incredibly big problems with agricultural machinery, fuel, and draft animals (horses and bulls). Most of the former office workers will inevitably have to learn new professions - tiller and milkmaid.
The problem is aggravated by the fact that 90% of our young people are not ready for anything, except to shift papers in offices. Whether or not we slide down to the level of the Middle Ages depends solely on how well we manage to preserve the knowledge of previous generations.
The time has come to act. Act by any means. For example, create autonomous groups of like-minded people, stock up on autonomous life support and defense means, move at least 300 km from the doomed Moscow and St. Petersburg with a willingness to take control of the situation at the first opportunity. Or at least just save yourself and your family by equipping your grandfather's house in the village away from the main roads, creating the necessary supplies of firewood and food there. Establish contacts with ecological settlements. Find like-minded people in all available ways. Find on the net, libraries, scan and print books on how to build dugouts, how to install huts and Russian stoves. Useful and manuals on traditional medicine, etc.
Old textbooks, school and university, in general, as many books as possible, will also not be superfluous! Perhaps our children and grandchildren will learn from them! You can save on anything, but not on the education of the younger generation!

In April 2013, the director of the Kimpor plant, Yevgeny Balai, disappeared. The secretary called the police. She said that early in the morning the director went on a round and did not appear in the office again.

The body of Yevgeny Balai was soon found in the hatch of the cable shaft. An arrow protruded from his chest.

After 10 days, the police filed charges against the chief power engineer of the plant, Alexei Kopylov. He did not deny it and admitted that he really bought the Scorpion crossbow with the last money, set up an ambush in the electrical substation, shot the boss, and then hid his body.

The director did not pay him a salary for several months.

In the same 2013, right in the building of the regional court of Nizhny Novgorod, the police found a body covered with construction debris. The deceased turned out to be a foreman: his team was repairing the building, but he did not pay the builders money, for which he received a steel pipe cut on the head.

In the Krasnodar Territory, a farmer did not pay his worker for several months. He drank vodka for courage and shot him with a hunting rifle, and as a "compensation" stole a car.

Anyone can be left without a salary: teachers, hockey players, employees of the Vostochny cosmodrome, factory workers, stokers and even officials.

In 2016, 6,700 people applied to the Public Chamber: they were not paid a total of 700 million rubles. On average, wages were delayed for several months, but one in ten - for a year. According to Volodymyr Slepak, chairman of the OP Commission on Social Policy, Labor Relations and the Quality of Life of Citizens, people turn to the Chamber “as if they are the last resort, having exhausted their efforts in correspondence with official structures and local administrations.”

Prosecutor General Yury Chaika said that in 2016, employers owed employees almost three billion rubles, and some of these debts have been dragging on since 2015 - it should be noted that we are talking only about those debts that were discovered during prosecutorial checks.

Prime Minister Dmitry Medvedev, during a conference call on the situation with wage arrears at the end of 2016, said that the amount of delayed salaries was almost 4 billion rubles, and the number of people who were delayed in 2016 was about 70 thousand people. On the overall scale of the economy, according to Medvedev, this figure is "not that big."

We have not quit, not a single person. Everyone was waiting for a paycheck. I opened a credit card. Yes, by the seventh month it became difficult

Seven months without pay and regular manicures

Lena is 25 years old, she came to Moscow from Chelyabinsk. She has two educations: economic and legal. During the first two years in Moscow, she changed six jobs.

- There was a difficult period: I had to spin. I have worked in many places. In the evenings as a courier, on weekends as a waitress. Then I got a job where I still work. Please do not name the organization, and it is better to change my name. I think they'll fire me if they find out.

Lena works for a large federal organization that arranges educational events for students and receives 45,000 rubles a month.

For seven months, Lena and her colleagues lived without a salary. That there would be no money, the authorities warned in advance. This is due to the difficulties of budget financing, which Lena could not explain - she did not delve into it. She reacted to the situation philosophically: come what may. And Lena's family reacted practically: "You won't get paid, quit."

“But I didn’t even have such an idea,” Lena says proudly. How can I quit my favorite job? We have not quit, not a single person. Everyone was waiting for a paycheck. I opened a credit card. Yes, by the seventh month it became difficult, but at the same time we continued to joke about our plight. We laughed about it all.

Lena calls the seven months without a salary an interesting and fun experience. Says it was something of a hippie life

Only one thing prevented Lena from laughing and joking: she had to move out of the apartment, because there was nothing to pay for her. But colleagues, to save money, rented a one-room apartment and the four of them drove there, and when Lena had to leave her apartment, she was immediately invited to be the fifth.

- Five of us in a single room. Perhaps you sleep on the floor?

— No, we have three large sofas. All fit.

Lena calls the seven months without a salary an interesting and fun experience. He says it was something from the life of a hippie.

Almost nothing has changed in everyday life. The absence of a salary did not affect food and leisure: for lunch, Lena continued to go to small cafes near the office. When there was a salary, Lena went to the salon to get a manicure weekly, when the salary was gone, she began to visit the salon once every two weeks.

The first months Lena lived on savings - from each salary she set aside some amount for a rainy day. Then I used a credit card. She spent about 20 thousand rubles a month. In addition, she was fed by relatives and friends.

When Lena was still paid a salary, she sometimes bought stationery for work with her own money. Without a salary, it became more difficult to do this, but, according to Lena, “it’s not impossible.”

- I just love my job! When they say that you can’t live on a consumer basket, this is nonsense, Lena believes. - You can’t live chic on it, but you can just eat. The consumer basket, which is estimated at about 8,000 rubles a month, includes fruit and meat. Remove these positions, without it it is quite possible to live! Buy cereals, vegetables. A kilogram of carrots costs about 15 rubles, a kilogram of potatoes is about the same. For 30 rubles you can eat for several days! And then you buy oatmeal for 30 rubles - and live for a few more days on porridge. Not only do you eat, you also have variety. We just got too drunk.

Seven months later, as promised by the authorities, all employees were paid. Lena is going to pay off her debts, move to a separate apartment and live as before.

Every month, Vlada and her colleagues file claims with the court that they are not being paid their salaries. But this does not work, because, regardless of the decision of the court, there is nothing to pay

How to survive if the store stopped lending groceries

In the Ononsky district of the Trans-Baikal Territory there is the village of Nizhny Tsasuchey. "Tsasuchey" is translated from Mongolian as "snowy". Every year there are fewer and fewer residents of the village: now there are about 3,200 of them.

There is not very much news from there, and what is there is quite ordinary. In the summer, the forest burned, local residents held a festival of Cossack culture, a traffic police officer caught a driver with a fake license. Only the history of the search for the homeland of Genghis Khan stands out. Russian historians suggest that he was born in the Delyun-Boldok tract, which is located near the Lower Tsasuchei. For the region, this is of great importance - the authorities of Transbaikalia included Delyun-Boldok in the concept for the development of the region's tourism industry until 2020. The problem is that there is no road to the tract. It must be built from the Lower Tsasuchei. But there is no money.

Vlada Shatokhina is 48 years old. For the last 14 years she has been working in a rural library - now she holds the position of its director. Prior to that, she taught world art culture at the Nizhne-Tsasuchey school. I moved to the library because I always wanted to work there. But she hasn't been paid for three months. As well as on the road to the tract, there is no money.

At the beginning of the year, the chairman of the committee for cultural affairs of the Onon region said that the salary fund, designed for a year, would be enough for only eight months. But this forecast turned out to be too optimistic: the money ran out in April. All cultural workers of the Lower Tsasuchei - and this is 150 people - were left without salaries.

Every month, Vlada and her colleagues file claims with the court that they are not being paid their salaries. But this does not give a result, because, regardless of the court's decision, there is nothing to pay with.

“You can contact the labor inspectorate,” Vlada says, “but my employees did this only once and then they apologized to me for a long time. After all, if they apply there, then the director of the institution, that is, me, is punished - it is the director who is responsible for the unpaid salary. I have nothing to do with this, well, absolutely, and nevertheless the demand is from me. I do not know how to explain it.

Vlada thought of writing to the Presidential Administration. But for now, she decided to postpone it - she wants to solve the problem at the local level.

“Still, there should be thinking and understanding people in the area who will correct the situation,” Vlada explains. “But it doesn't look like it right now. In May, I wrote a letter about salaries to the regional committee - I was immediately deprived of a stimulating allowance. This is how the chairman of the committee operates - everyone needs to shut their mouths. But people demand what they have earned, why should they be silent?

It's hard to bear psychologically when food is in front of you and you can't afford it.

Many of the library employees are lonely: there is no husband, the children have left. If children can help financially, it’s good, but not everyone has such an opportunity. In order to somehow survive, you have to ask for groceries on credit in stores. But now, in the fourth month, according to Vlada, they began to refuse in stores:

— They can be understood. We have been borrowing food for three months, it is not known how long this will continue - how long can they endure it? September is coming soon. My colleagues need to collect the children for school, but there is no money even for bread. How to be in this situation, you know? I don't know.

All library staff live in private homes. Everyone has their own gardens.

“We often share products with each other,” Vlada says. - Someone dug up potatoes - they will bring it to the library. Someone somewhere took out cereals - they will also share it with colleagues. I am preparing everyone for the fact that anything can happen, so you need to make seams. I think we'll manage somehow. We survived the 1990s, and we will survive these. It's just, you know, it feels weird. In the 90s, the store shelves were empty and there was no money. And now the stores have groceries, and even different types of bread and cheese - just heaps. But there is no money. It's even harder to bear psychologically when food is in front of you and you can't afford it. Well, we quit, but where to go? We don't have jobs in the village. And how to replenish the staff of the library? Who will go to work for unpaid work?

Vlada survives only because her husband works in the police, he is a lieutenant colonel, and receives a stable salary. Two daughters - both military, one serves in Primorye, the other in the Crimea. They also receive a stable salary.

“People are in despair,” Vlada says. “Many people say they won’t go to the presidential elections next year. They believe that there is no point, that no one needs the Trans-Baikal Territory. Yes, and there is no alternative. I believe that apart from Putin there is no one to lead Russia. It is only thanks to him that the country is held together.

- Why does he allow such a situation with salaries?

Vlad thinks and answers:

- We annexed Crimea, we are waging war in Syria, spending on weapons, helping different countries. Money is needed elsewhere,” Vlada pauses. - It seems that we need to be patient, but, on the other hand, we help everyone, but we ourselves barely live.

How long are you willing to endure?

— I don't know… As long as there is no war.

Money from the regional budget is allocated only for firewood. Internet, telephone, paper, printer ink - all employees used to pay from their salaries. They feel responsible to the visitors. Residents of Nizhny Tsasuchei go to the library actively: there are many free clubs and circles.

- The Sudarushki club for women of retirement age, the puppet theater, the Crazy Hands club - and all this is ourselves! Vlad is proud. - We sew costumes ourselves, we bought an electric machine with our own money. We work, of course, not eight hours a day, and not five days a week - much more. We are driven by love for the profession and for people.

And in the library you can also celebrate a wedding, order the services of Santa Claus for the New Year, ask to organize a birthday. This is already paid: the library earns as it can.

You agreed to speak under your own name. Why? Are you afraid of pressure?

“Because I’m tired of my workers sitting without money.

Never talk about salary

Maxim Bashkintsev is 38 years old and lives and works in Samara. By education, he is an engineer-technologist of rocket science - he graduated from the Aerospace Institute. It was not possible to work in the specialty - it turned out that specialists in this area are not particularly in demand. So Maxim "had to go into commerce."

He worked as a sales manager for various companies. Then he decided to do his own thing: he opened a construction company. But five years later, Maxim returned to sales - he got a job at the Samara Electroshield plant, explaining that the work of an ordinary manager at such a large enterprise is paid better than the work of the general director of a "small buy-sell office." The plant is engaged in the design, manufacture and installation of metal structures.

Maxim came to the plant two and a half months ago. This coincided with the sale of the plant to Chelyabinsk businessmen. With the new bosses, Maxim agreed on a good salary: he was promised a monthly salary of 50,000 rubles plus a percentage of sales. For Samara, this salary is almost twice the average.

Max retired a week ago. The new bosses paid the workers of the plant only once - two weeks after the start of work.

“When the salary did not come, we turned to the commercial director for an answer,” says Maxim. - He said that the owner of the plant ordered not to talk about the salary, and to write down the names of those who insistently ask about it. Everyone is afraid for their places, so they silently continued to work.

What is the relationship between the plan and salary is unclear, because the bonus, not the rate, depends on the implementation of the plan

Maxim got a meeting with the management of the plant. To the question why it does not pay wages, the management answered: where is the fulfilled plan?

- What is the relationship between the plan and the salary - it is not clear, - Maxim is surprised, - after all, the bonus, not the rate, depends on the implementation of the plan. No, I'm not lazy at all, I would be glad to fulfill the plan. But, firstly, he just came from nowhere - he was not coordinated with anyone. Secondly, prices “float”, there is no material in stock - how to negotiate with a client? How to sell air?

Two months later, Maxim wrote statements to the prosecutor's office and the labor inspectorate - and quit. Justice prevailed six days later: everyone who had their salary delayed was paid.

- Today, August 15, I called up the guys from the factory - the salary for the last half a month was supposed to come, but it did not come. I don’t know if there are daredevils who will demand that their rights be respected, or if everyone will wait until the authorities have mercy.

None of the workers leave the factory. According to Maxim, everyone is afraid and does not know where they can apply themselves:

- The plant is located in the village of Krasnaya Glinka. Mostly the residents of the village work on it, who did not often get out of it. Their universe revolves around the plant, they do not allow the thought that if they quit, they will be able to find a decent job.

Due to the salary delay, nothing has changed in Maxim's life, because he had a "financial cushion" from savings. He did not depend on a salary, so he could afford to demand justice without fear of being fired. As for how other workers who do not have savings survive, Maxim cannot say much. He only says that people are depressed: there is nothing to feed the children.

“But these people,” Maxim says, “are hostages of their ideas about life, and not of the factory. Still, there is work in Samara. Electroshield has four competing plants in the region. You can get a job there: the conditions are the same, only the salary is paid on time.

After leaving the factory, Maxim decided to stay at home for a couple of weeks, to take care of family affairs. Then he plans to return to the construction business.

https://www.site/2016-09-13/ekspert_chtoby_vyzhit_sistema_budet_grabit_rossiyan

"Take and share - that's what they do best"

Expert: in order to survive, the system will rob Russians

From the news reports: since the beginning of the economic crisis, 5 million compatriots have moved into the category of “new poor”. Only in the last two years, with the introduction of the food embargo, food prices have increased by an average of a third. According to opinion polls, more than half of Russians have stopped buying clothes, about 40% are saving on medicines, utilities and loan payments. The state is going to freeze budget expenditures and the funded part of the pension system for three years. This is the pre-election "social background". And it will be even worse, predicts Anatoly Golov, co-chairman of the Union of Consumers of the Russian Federation, a member of the bureau of the Yabloko party.

“The government makes it clear: we don’t need pensioners”

— Anatoly Grigoryevich, in the spring the Russian Pension Fund delayed the transfer of funds to non-state funds under the funded pension program. Then they replaced the regular indexation of pensions with a lump sum payment. And at the end of July, Deputy Finance Minister Tatyana Nesterenko said: "If nothing is changed, by the end of next year there will be no reserves, no opportunity to pay salaries." Are these signals that we are gradually returning to the 90s, when there was no money not only for salaries, but also for pensions?

“There is no money for retirement. But specifically these actions are connected with the transfer of the funded part to the insurance part, that is, to the “common pool”. Freezing the funded part is a common situation in the world: the funded system works well in stable and developing economies, but in a crisis, funded pensions are bad everywhere, both in the state and in the non-state version. For example, in 2008 there were problems with non-state pension funds in the US. In a crisis, the old distribution system works better for both pensioners and the state, so Russia decided to follow this path.

Anatoly Golov: "Our state is strong when it is necessary to put people in jail, but weak when it is necessary to organize the economy" RIA Novosti/Vladimir Fedorenko

True, the government is not ready to immediately officially abolish the funded part. Instead of honestly saying that the funded part is being liquidated and transferred to the insurance, the government is trying to play for time and use this money to plug holes. It keeps hoping that oil prices are about to rise and we will again become a stable and growing economy, everything will be fine, this is already a traditional position for the government.

In the meantime, there is no point in waiting, because the crisis of the Russian economy began back in 2012-13, even before the imposition of sanctions and the fall in oil prices, and it is associated with the inefficiency of the state economy, which was built by the current president and his entourage. An example is the maintenance system. No, in order to build a normal market model, under the responsibility of the owner, they chose a wildly inefficient model, which is very similar to the pension one: regional overhaul funds collect money and order repairs without the participation of the owners. The problem is that the state is everywhere poking around, demanding that they give it money, but, having taken it, manages it inefficiently.

“In the meantime, there are more and more pensioners, and fewer and fewer workers, so the authorities are preparing to increase the retirement age to 63-65 years. At the same time, the average life expectancy of a Russian man is about 66 years. That is, the government's long-term plan is to simply let future pensioners die out and thus save on pension payments?

- Pension indexation by 4% with inflation of almost 13% and an even greater increase in food prices does not mean much: according to some estimates, in recent years the cost of a food basket for pensioners has increased by about 30%. What does it say? The government clearly and clearly makes it clear: we do not need pensioners. This is the best option for his social policy. An old Russian proverb: a woman from a cart is easier for a mare. We raise the retirement age, lower the number of pensioners, stop indexing pensions.

- The annual amount of transfers to the funded part of the pension is on average less than 800 rubles. Moreover, the government froze the funded part of the pension in 2014 and is preparing to extend the freeze for another three years. Is it worth it then to “get dirty”, to save up? Wouldn't it be better to go "into the shadows" and earn a living and old age without getting involved with the System?

- I have more than 50 years of work experience, and my pension is 15 thousand rubles. If you tell today's youth: you will work for 40 years and receive such a pension, who will take it seriously and hope for it? Young people know that under existing conditions they will still not have a normal pension. Therefore, we see collusion between the employee and the employer against the state, how they divide pension contributions among themselves.

- Fighting the "shadow", the government puts forward the idea to introduce a "parasitism tax", that is, for those able-bodied, but officially not working.

“Unfortunately, today the power is in the hands of people who have never been engaged in creation. Therefore, our state is very strong when it is necessary to put someone in jail, but very weak when it is necessary to organize an efficient economy. As for the "tax on parasitism", I am categorically against it. We have colossal unemployment in small towns, villages and villages. There are villages where there is no work at all, where the only money is pension money, people there are forced to live by subsistence farming. Well, let's also punish them for this, make them pay taxes.

- And not to pay a full pension to working pensioners, or even not to pay it at all to those pensioners who earn from half a million rubles a year - do you think the government will take such a step after the parliamentary elections?

- The State Duma is discussing to deprive the pensions of working pensioners altogether. And I think that after the presidential elections they will most likely follow this path - they will increase the retirement age and stop paying pensions to working pensioners. And we must honestly say to everyone who votes for the current government, and to those who do not go to the polls: it is you who, by your behavior, give them the opportunity to deprive you of your pension, raise the retirement age, introduce additional payments and taxes. So don't complain.

- Our government generally has a funny method: the minimum wage is 7.5 thousand rubles, but the living wage is almost 10 thousand; pensions are indexed by 4%, and inflation was 13%; raising the retirement age - up to 65 years, and life expectancy - less than 60. There is nothing left but to rely only on yourself.

- In the current conditions, in principle, there can be no normal situation with salaries and pensions. In developed countries, the minimum wage is 2-2.5 times higher than the subsistence level, and rightly so, it helps to reduce the stratification of society. But for this it is necessary not only to raise the cost of living and wages, but to rebuild the entire economy, and tell the entrepreneur: if you are still not efficient, just don’t take on this business.

RIA Novosti / Evgeny Biyatov

- Putin supported the proposal of the chairman of the Federation of Independent Trade Unions Mikhail Shmakov - to declare that the payment of wages is a priority over tax payments. Is this not a positive moment, not an attempt to negotiate with entrepreneurship?

“These are all empty words. They have been heard for a long time, but these statements will not have any consequences. Today, if you do not pay taxes, the tax office will come to you. If you don't pay your salary, you can be prosecuted. But the tax office will rip you off like a sticky, and they will open a criminal case only if you had money [to pay wages]. Therefore, if an entrepreneur has a ruble and needs to decide who to give it to - the state or an employee, he, of course, will give it to the state. And no real mechanisms for it to be the other way around have been proposed.

The government only declares concern for workers, but there is no corresponding serious economic policy. On the contrary, instead of spinning up the economy, everything is being done to make the economy collapse. The fish rots from the head, and entrepreneurs, seeing all this, are also not eager to be efficient, and this is impossible. Rather than increase labor productivity, it is better to hire 3-4 people who will work for one person and share one salary for everyone.

"All this will end in a social explosion"

- Anatoly Grigoryevich, the incomes of the population have been falling for a year and a half, people are saving on the latter: on food, medicines, clothes, utility bills. At the same time, the program of targeted assistance to those in need will not be launched in 2017, although it was planned. But Rosneft, Russian Railways and Rosnano pay millions and billions of rubles to their managers, much more than in the well-fed West. Recently I came across statistics: in tsarist Russia, a gymnasium teacher received a third more than an official. Are there no legal ways to force them to share today? How do you see the solution?

- This is also an example of inefficiency, as well as double standards. When these structures need money and property, the state says: please, because these are state structures, which means that money and property will be safe there, they will work for the good of the country. When salaries and bonuses are paid to top managers, the state says that these are commercial structures, that's okay.

"Back in the early 2000s, a bill was introduced: a top manager of a state corporation receives, for example, ten average salaries in the country, and no more. But the state gives them as much as they want" "Kommersant" / Dmitry Azarov

Back in the early 2000s, a bill was introduced according to which the salaries of presidents, ministers, officials, deputies, as well as managers of state corporations should be in a certain dependence on the average salary in the country. For example: a top manager receives 10 average salaries, and no more. But the state gives them the opportunity to receive as much as they want, plus fantastic bonuses that they write to themselves. Greed and lack of control are the main characteristics of state corporations, and there can be no question of efficiency here.

Sechin justified his multi-million dollar salary by the fact that he flies a lot: 650 flight hours per year, that is, a little less than two hours a day. Do you think Sechin's salary is worth it?

- In the modern world, with the availability of telecommunications, only one top manager, Sechin, makes such a number of flights. No normal top manager will deal with such a mediocre waste of time and money. It is not necessary to fly, but to think. And if he prefers to brag about the fact that he flies a lot, let him get a pilot's salary (about 300-350 thousand rubles a month - ed.).

- Perhaps, to such as Sechin, to apply a progressive scale of income tax? Such ideas are in the government.

— We have been arguing for a long time about a progressive tax scale. Personally, I think a progressive scale is fine. The question is how "steep" this progression is. In addition, few people pay attention to the fact that now, with a regressive scale, fees are charged to the pension fund from lower wages in full, and as soon as this level of wages is overcome, only 10% is taken. That is, in fact, it is necessary to return the same scale of contributions to pension and other funds for everyone, regardless of salary. And to be honest: yes, we pay pensions at the expense of the rich. And now it turns out like this: “Guys, donate yourself and pay your pension yourself, but you don’t need to touch the rich.” Unfortunately, our pension system is aimed at increasing stratification in society.

Frame from Petr Lutsik's film "Outskirts"

- Even the Ministry of Finance admits that the Rezfond will dry up next year at the current pace, the National Welfare Fund will shrink by 40% or even more by the end of 2019. It turns out that the government will have to continue to cut social spending, raise taxes and appropriate pension contributions, elegantly calling all this "domestic borrowing." Meanwhile, according to opinion polls, the population, on the contrary, expects the exact opposite - first of all, an increase in pensions, salaries of state employees, and benefits for the poor. Your forecast: how long will the Medvedev government stand idle?

- Sooner or later, Putin will dismiss Medvedev. Everyone understands that the government does not decide anything, and Medvedev is a whipping boy, he, as we know, sculpts some nonsense all the time and thereby supports the myth: the bad ones are boyars, the tsar is good. But as soon as Medvedev is removed, the same “boyar” will come in his place, and then they will hand him over. Power lives on the principle: after us, even a flood. No one there thinks about how to make the country strong. We have a weak economy that works not for the people, but for the war. But "strong" does not mean a hefty man with a gun.

- Back in the first quarter, a wave of indignation swept across the country, from Crimea to Primorye, due to non-payment of wages, more than 80 protests. Recently, a bankrupt businessman in Moscow seized a bank office, miners in Rostov went on a hunger strike, and farmers in the Krasnodar Territory attempted a "tractor march" on Moscow. How do you assess the potential for social tension this year and next?

- All these examples show one thing: there are no civilized mechanisms for resolving conflict situations in society. At one time, as a deputy of the State Duma, I was the author of the law on collective gatherings or strikes, according to which hundreds and thousands of strikes were held in the country every year. But this law was repealed, and in the new Labor Code the conditions for strikes are such that there are almost no strikes. Therefore, people go to extreme measures - blocking roads, seizing banks, arranging marches of tractors. All this will end in a social explosion.

"The government seeks to strip seven skins from the dwindling herd"

- If we define the root of evil in our economy, how to formulate the problem in a few words?

RIA Novosti/Yuri Abramochkin

“But no matter how much you take away and divide, the efficiency of the system does not increase, it is not a perpetual motion machine, but a self-exhausting, fading mechanism. And this whole structure rests on only one thing: those at the bottom of this pyramid, entrepreneurs and employees, this situation is more or less satisfactory. When do you think this resource will run out?

- In England, Thatcher lost her post of prime minister when she proposed a one percent capitation tax. This is the level of civil sensitivity! Our citizens are much more patient, their patience will be enough for another 8-10 years.

- What does the alternative look like?

- There are two approaches, the first is to get as many as possible by tearing off seven skins, the second is to increase the herd and take only one skin from it. Our government is following the first path, striving to strip seven skins from the declining herd. What is the result? We got out of the 1998 crisis by increasing production after the devaluation of the ruble. Because then the conditions for entrepreneurship were much more favorable. Now we have at least a two-fold devaluation of the ruble against the dollar, but as a result of it, entrepreneurs have not received anything.

The proposal is simple - to reduce taxes. The tax, in addition to the fiscal function, also performs a regulatory one: if we want something to be small, we introduce a large tax, if we want something to be a lot, we reduce taxes. Therefore, it is necessary to reduce VAT by at least 2% and facilitate starting conditions for small and medium-sized businesses. And one more obligatory condition - a guarantee of the property. At present, the situation with the property is extremely sad. Moscow, for example, demonstrates an absolutely illegal and unconstitutional attitude towards property. Would you start a business if you were afraid that tomorrow they would come and tear down the store you built? Of course you won't. But I think changes are possible only under a different president.

Now, in 2019, Russia is experiencing perhaps one of the longest crises in the history of the country. Indeed, for many families and businesses, the crisis has been going on since 2008, someone felt the impact of the crisis in 2014 or 2015. One way or another, we are all affected by a massive economic crisis.

The current crisis is destroying large companies, making billionaires bankrupt, forever depriving entire cities and regions of the future. How can an ordinary person survive? How can people survive in the outback without work and the opportunity to move to Moscow? How to find money for the treatment of a child in a crisis?

How is the crisis affecting you and your family?

I can say one thing for sure, it will definitely get worse. Provided that you do not gather strength and solve your problems.

In this article I will talk not just about how to survive in a crisis, but about how to get out of a series of troubles forever and become an accomplished and wealthy person.

First of all, let's agree that we really look at the situation.

The Russian crisis of 2019, by and large, does not depend on anything that happens outside the country. The real cause of the crisis is purely Russian problems, we will not go into them now, read our more detailed materials on this subject:,.

Thus, even if something completely unbelievable happens, and the price of oil doubles, and all sanctions are lifted from Russia, the country's leadership will still come up with something that will slam across the country again and lead to another round of "insoluble problems, it's only a matter of time.

However, you don’t even have to worry about this, because it is unlikely that most of the sanctions will be lifted from Russia, in the same way, it is unlikely that the price of oil will increase significantly.

Therefore, keep in mind that the crisis will not end either in 2019, or in 2020, or in 2022. Whatever happens, the Russian economy will be in a bad state, business will be hard, jobs will be bad, household incomes will not grow significantly, and the social sphere will deteriorate. In short, ordinary people will not get better.

So don't rely on anyone but yourself. Only your own actions will solve your problems.

How to survive in Russia?

In this article, I will give practical advice on how you personally get out of this crisis. Of course, I don’t know exactly what situation you are in, so let’s assume that everything is not so bad, there are some incomes and an opportunity to earn money. In general, our recommendations are suitable for any audience: working people, entrepreneurs, retirees. But for very difficult situations, I have special recommendations, they will be at the end of the article.

Take control of your finances

Ultimately, you will work to increase your income. But in the short term, you need to quickly get to grips with the budget you have now.

Manage your personal budget

Make a table with your monthly expenses and income, fill it out every day and make even minor expenses.

As always in our articles, there will be a lot of videos here. We have selected very useful videos for you, watch them now, save them in your browser if you haven’t finished watching (or to review later), the videos are useful (well, almost all), there are moments that expand and supplement the article, there are cool things, which we do not mention in the text.

At the end of the month, it will be possible to soberly assess your budget, understand what parameters, how to strive for in terms of expenditure and revenue.

Most importantly, figure out how you can save here and now. What are your impulse purchases? What products can you replace with cheaper ones that are healthier?

Give up bad habits and unhealthy foods

Analyze not only your budget, but also your habits. Is there anything you are wasting your money on? What doesn't help you to be healthy, rich and better?

Here are a few examples of foods to avoid:

• cigarettes
• alcohol
• mobile games, computer games
• sugar (buy only for baking)
• culinary semi-finished products
• chips and snacks
• packaged juices and soda

Food can make up 40% to 80% of a family's monthly budget, so this part of the grocery basket needs to be put in order first.

How to do it? It's simple, remove an expensive (by your standards) and harmful product and replace it with a cheaper and more useful one. In some cases, you can remove an expensive but not harmful product, replacing it with a cheap and useful one.

First of all, you need to figure out which foods are harmful and which are healthy. A good way is to read the articles on the information portal of the Sekt school. Be sure to try new products for yourself, now they sell a lot of grains of good quality and at an affordable price, which will be much more useful and economical than pasta and dumplings (I'm not talking about Doshiraks): bulgur, pearl barley (we have a spoiled image of pearl barley, but in Italy, it is highly valued), quinoa.

How to survive the crisis?

Look for sources of additional income

Even if you have very little time, you can find an opportunity to earn additional income, albeit a small one.

Refer to large job sites such as HeadHunter, Superjob, as well as the vacancies section on Avito. Job sites always have remote job offers as well as part-time jobs.

How to prepare for a new crisis?

Make savings

Even if you don't have much money, save. This is important financially, it is also important for psychology.

Savings can be quite small, the main thing is that at the end of the year you have a small amount left that you can put aside “for a rainy day” or spend on large optional purchases.

As a rule, it is advised to save 10% of income, but for a start, 1% will be a plus.

There are two savings strategies applicable in a crisis situation, you can use either one or both.

The first is called “pay yourself first”—you decide how much money you save each month and the first thing you do when you get paid is that amount.

The second is to set aside all the money of a certain denomination that you come across during the year. As a rule, this is the smallest denomination, but in Russia people most often save 50 ruble bills (personally, I save not only 50, but also 2000 and 10 ruble bills, they are just very rare and every time for me it turns out to be a bonus to savings , although 2000ers are a temporary rarity). Within a month, such an accumulation will be imperceptible, but at the end of the year you will accumulate extra 5-10 thousand rubles.

In addition, most banks have a service for automatically replenishing a savings account; it is tied to a plastic card and, after each purchase, transfers a small amount to savings.

Crisis is the time of opportunity! Ideas for those who want to not only survive, but also succeed

Take control of your head

In parallel with putting things in order in your wallet, let's put things in order in your head. As you know, a crisis is a time of opportunity. Think about this idea. How can you use the crisis for good? Understand your habits, your thoughts, your career. Do things you wouldn't do in a more comfortable environment.

A crisis is a very difficult time. But also a crisis is a challenge, thanks to which you can become stronger, smarter, happier and richer.

Understand yourself

First of all, try to really understand yourself, if you have not already done this or have not done so.

What are your psychological problems, complexes, fears? Do you have depression, even if it's mild? We all have "cockroaches" in our heads, absolutely every person, and in a crisis there are only more of them. No need to "drive" your problems inside - they prevent you from living, they prevent you from getting out of the crisis, they prevent you from developing.

Recognize your shortcomings and start working on them. If you need help, it's available. Traditionally, rich people solved their psychological problems, for the poor, these problems poisoned their whole lives and prevented them from reaching a new level in income. Now everything is different.

If you feel that you really have serious (but not clinical) problems that prevent you from living, working and overcoming a difficult situation in life, today such a useful thing as an online consultation with a psychologist has appeared, which greatly reduced the prices of specialists, and indeed made the services of a psychologist much more accessible. I personally wholeheartedly recommend the Happiness Trend project, but there are other psychologists who consult online.

If you have problems (again, not clinical), but no money at all, from the word at all, try using written practices from psychologist Daria Kutuzova.

Be confident

Self-confidence is the foundation that makes your life much easier and better, no matter what happens in it.

Uncertainty and fears are the poison that will poison any success and any achievement.

So do not even doubt, choose confidence.

How to cultivate self-confidence? To get started, watch Yitzhak Pintosevich's cool video training, it will take 40 minutes to complete the tasks.

To what Yitzhak said, I will add two more pieces of advice.

Use affirmations. The first version of the affirmation is to write down a few inspiring quotes on small pieces of paper, your most significant goals, reminders of past successes and look through for a minute every day.

The second version of the affirmation is not for everyone, but many successful people use it (including one of my close relatives), so if you take a shower in the morning, come up with a chant for yourself, for example: “Banzai, this is my day, I can” and all that stuff. I know it sounds strange, but I'm not too lazy to retell a story on this subject from Hal Elrod's book The Magic of the Morning. The author of the book lived for some time in his friend's house, there were many empty rooms in the house, so he sheltered Hal for a while without any problems. And Hal was very amused by the habit of this friend every morning to shout at the top of his voice something so motivating in his soul. Every morning, Hal thought: "Here's a jerk, screaming again." And then it suddenly dawned on him: “wait a minute, it’s me now living in HIS house, and not vice versa.” So draw your own conclusions.

There are many other options for affirmations.

Education and development

Whatever you do, you need to learn. What to study? There are three things you should study.

First, what everyone needs to study in general: personal development, creative thinking, personal effectiveness. In addition, if you work not as a narrow specialist (medical or working profession), but as an entrepreneur, self-employed, manager or manager in some direction, most likely you also need to study marketing and sales, regardless of the specific specialization at the moment.

Second, learn what it takes to achieve a higher level of excellence in your profession here and now, ideally something that can be applied today or tomorrow.

Third, learn what you need to get to the next level of career growth or professional development. For example, if you work in manufacturing, study disciplines that will help you work on more complex equipment (if you want to grow in this direction) or manage people (if you want to pursue a managerial career in manufacturing).

Create an individual educational program and work with paid and free sources.

Many useful videos can be found on Youtube, in addition, there are several services with whole free video courses.

personal plan

In order not to find yourself in the same difficult situation again as now, you need a personal plan for the years ahead.

There must be a well-developed strategy for the coming year.

Ideally, it would be good to have a fairly detailed three-year plan. And besides, you should have a more general plan for 5-10 years.

The foundation of the plan is a strategy for personal and professional development. How much do you want to earn, who to be, what do you need to do in order to earn so much in this profession or in this industry, what do you need to learn and what results do you need to achieve in order to become a master of your craft, able to earn the right amount, what will you do for this do this year, this month, this week.

Put yourself in the right context

You have a professional development strategy, you have a long-term plan. Now think about whether this is feasible in the environment in which you are and in the place where you live?

It is possible that you need to change your social circle, it is possible that it will be useful to change your place of residence.

So, understand - what do you want from life, who do you need to become for this, what do you need to do for this, who should surround you in this case and where can you achieve this (in what industry, in what company, in what place) .

And what to do in the most difficult cases?

Probably, the strategy I have described is always applicable and certainly always useful.

But, of course, there are situations when it is more difficult to do this, there are situations when it is easy.

If you are under 30 years old, and you are more or less healthy, all doors are open to you, any perspective is available to you.

What if you are over 50? Or are you even a pensioner over 70!

In addition, today there is an all-Russian volunteer movement around Alexei Navalny, this is a great option for you also because Navalny’s program has measures that will simply help you personally (not that there are high chances for its implementation, Navalny was not even allowed before the elections , but nonetheless).

Expand your comfort zone

It is for you that “getting out of your comfort zone” is most relevant.

Where you are now (in every sense), you already understand and know everything. The result of your finding is also evident, and, apparently, you are unhappy.

You need to discover the world around you, get new information, awaken the ancient instinct of a hunter and gatherer in yourself, which looks out for opportunities around and finds them.

What opportunities will you find? Unknown. It can be a new interesting job, an old acquaintance who has earned a lot and will help you, a new acquaintance who will offer you to live in his house in the winter while he is on vacation in Thailand. Perhaps you know something or know how to do something that is very important and valuable for someone, you just do not know that someone needs it. Anything can be.

Publication from Psychologies Russia/Psychology(@psychologiesrus) Dec 17, 2017 at 4:14 pm PST

Break your habits, go to new websites, read new magazines, go to open popular science lectures, exhibitions, take part in social and cultural projects.

Learn to look at your problems easier

The more difficult your life situation, the more problems you have. Learn to let them go. It seems easier said than done, but, in fact, it is only a matter of, firstly, choice, and secondly, habit.

Make a choice - not to worry, to be strong or strong and happy or happy.

And then cultivate the habit of calmly looking at your problems and simply solving them.

I bring here two videos, they are very important. Probably the two most important videos in the article.

If you have a really difficult situation in life, you must watch the first video. But the second - do not just watch once, but revise.

Name

How to survive in a crisis. Practical advice for ordinary people

You don't have to rely on anyone but yourself. Only your own actions will solve your problems.